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Plain-English explainer

Real customers and retail sales: why they matter in an MLM

Last reviewed: 2026-06-29

Short answer: Regulator guidance looks at whether products are sold to real customers outside the business, not mainly bought by participants to qualify for pay. Ask how customer sales are verified.

Why real customer sales matter

Federal Trade Commission guidance emphasizes whether participants make real sales to customers outside the business who buy products for their own use, rather than purchases participants make mainly to qualify for pay or rank.

When most product is bought by participants rather than sold to outside customers, a typical participant can spend more than they receive.

What to ask about customers

Ask how much of the sales volume comes from customers who are not participants, and how the company verifies those sales.

Ask whether a participant can earn meaningful income from customer sales alone, without recruiting, and whether personal purchases are needed to stay eligible for pay.

Questions to ask in writing

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