Methodology
How we write about MLM disclosures
The goal is not outrage. The goal is useful consumer information that a careful reader can verify.
Source hierarchy
We prefer primary sources: regulator pages, court records, SEC filings, company income disclosures, and company policies. Secondary sources may help find records, but the page should identify what the public record itself says.
Language standard
We avoid findings about wrongdoing and loaded labels unless directly attributed to a regulator, court, or source. We prefer terms such as public record, income disclosure, typical participant outcome, questions to ask, and net income after expenses.
This site does not decide whether a company, opportunity, or person violated the law. We summarize public records, company disclosures, and regulator materials so readers can ask better questions before making financial decisions.
The goal is informed consent, not ideological victory. If a page cannot be written without overstating the public record, it should not be published in that form.
What we look for
- Whether a disclosure reports gross payments or net income after expenses.
- Whether inactive, short-tenure, or no-earnings participants are included.
- Whether expenses such as product, samples, fees, tools, training, travel, events, shipping, and taxes are visible.
- Whether compensation depends primarily on verified retail sales, personal purchases, recruitment, or rank maintenance.
- Whether regulator or court records address income claims, compensation structure, or participant harm.
Limits
A short public page cannot prove an individual outcome, predict a reader's future results, or replace legal, tax, financial, insurance, or investment advice. When a fact is not clear from public disclosure, we say that directly.
Source support labels
Pages may identify sources by support type, such as company disclosure, regulator guidance, regulatory public record, public company filing, or public-interest secondary source. These labels describe how a source is being used; they are not ratings.