Methodology
How we write about MLM disclosures
The goal is not outrage. The goal is useful consumer information that a careful reader can verify.
Source hierarchy
We prefer primary sources. These include regulator pages, court records, SEC filings, company income disclosures, and company policies. Secondary sources may help us find records. The page should still say what the public record itself says.
Language standard
We avoid findings about wrongdoing and loaded labels unless a regulator, court, or source says them directly. We prefer plain terms: public record, income disclosure, typical participant outcome, questions to ask, and net income after expenses.
This site does not decide whether a company, opportunity, or person violated the law. We summarize public records, company disclosures, and regulator materials. That helps readers ask better questions before making money decisions.
The goal is informed consent, not ideological victory. If a page cannot be written without overstating the public record, it should not be published in that form.
What we look for
- Whether a disclosure reports gross payments or net income after expenses.
- Whether inactive, short-tenure, or no-earnings participants are included.
- Whether expenses are visible, such as product, samples, fees, tools, training, travel, events, shipping, and taxes.
- Whether pay depends mainly on verified retail sales, personal purchases, recruiting, or rank rules.
- Whether regulator or court records discuss income claims, pay structure, or participant harm.
Limits
A short public page cannot prove one person's outcome or predict a reader's future results. It also cannot replace legal, tax, financial, insurance, or investment advice. When a fact is not clear from public disclosure, we say that directly.
Which companies and questions we feature
Some pages feature a subset of companies or questions. Featured items are chosen by reader demand — which pages people actually open — and to span different pay structures, not to single any company out. Every company uses the identical page template, and the full company list is presented alphabetically.
Source support labels
Pages may identify sources by support type, such as company disclosure, regulator guidance, regulatory public record, public company filing, or public-interest secondary source. These labels describe how we use a source. They are not ratings.