Phrase library

Search the phrase before you join

If a phrase made the opportunity sound urgent, easy, or life-changing, pause here first. These pages explain what the language may mean and what to ask for in writing.

Last reviewed: 2026-06-14

Common recruiting phrases

financial freedom

In an MLM pitch, "financial freedom" is usually an income or lifestyle claim, so a prospective participant should ask for written income disclosure and expense information before joining.

Last reviewed: 2026-06-14

passive income

MLM income is not automatically passive; ask what ongoing selling, recruiting, purchasing, training, and rank maintenance are required to keep compensation.

Last reviewed: 2026-06-14

residual income

In an MLM, residual income usually refers to compensation tied to continuing sales or volume, often involving a participant network; ask what qualifications must be maintained.

Last reviewed: 2026-06-14

quit your job

Do not treat an MLM as wage replacement without written evidence of typical net income, expenses, time required, and participant retention.

Last reviewed: 2026-06-14

find two people

"Find two people" usually points to duplication or recruiting-based growth, so ask how compensation works without recruiting and what typical participant outcomes are.

Last reviewed: 2026-06-14

warm market

A warm market is usually a participant's personal network of friends, family, coworkers, neighbors, and acquaintances.

Last reviewed: 2026-06-14

personal volume

Personal volume usually refers to sales or purchase volume credited to an individual participant for compensation-plan qualification.

Last reviewed: 2026-06-14

inventory loading

Inventory loading generally refers to participants buying more product than they can realistically use or resell.

Last reviewed: 2026-06-14

mentor couple

A "mentor couple" pitch usually means the opportunity is being presented through personal mentorship, so ask what company, compensation plan, costs, and disclosures are involved.

Last reviewed: 2026-06-14

not a pyramid scheme

Do not argue labels in the meeting; ask how compensation is earned, whether retail customers are verified, and what typical participants keep after expenses.

Last reviewed: 2026-06-14

make a list of 100 people

A list of 100 people usually points to contacting a personal network, so ask whether the opportunity can work without recruiting or selling to friends and family.

Last reviewed: 2026-06-14

be coachable

"Be coachable" may mean following a system or mentor, so ask what activities, purchases, events, and recruiting steps you would be expected to follow.

Last reviewed: 2026-06-14

plug into the system

"Plug into the system" usually means following a repeatable set of meetings, scripts, training, purchases, or recruiting activities.

Last reviewed: 2026-06-14

e-commerce mentorship

Ask for the company name, compensation plan, income disclosure, and all expected costs before accepting an e-commerce mentorship pitch.

Last reviewed: 2026-06-14

support your friend's business

You can care about a friend without buying, joining, or recruiting before you understand the costs and typical outcomes.

Last reviewed: 2026-06-14

time freedom

"Time freedom" is usually a lifestyle claim, so ask how many hours typical participants work and what they keep after expenses.

Last reviewed: 2026-06-14

side hustle

An MLM may be presented as a side hustle, but the useful question is whether typical participants keep money after costs and time.

Last reviewed: 2026-06-14

not selling, just sharing

If someone says it is "not selling, just sharing," ask exactly what activity creates compensation and whether retail customers are required.

Last reviewed: 2026-06-14

ground floor opportunity

"Ground floor opportunity" usually creates urgency around joining early, so ask for written disclosures before acting quickly.

Last reviewed: 2026-06-14

duplicate the system

"Duplicate the system" usually means repeating a set of selling or recruiting behaviors, so ask what typical participants achieve after expenses.

Last reviewed: 2026-06-14

retire your spouse

"Retire your spouse" is an income and lifestyle claim, so ask for evidence of typical net income before relying on it.

Last reviewed: 2026-06-14

rank advancement

Rank advancement usually means reaching compensation-plan levels, so ask what purchases, sales, recruiting, and volume are needed to qualify and stay qualified.

Last reviewed: 2026-06-14

your job is the real pyramid

The useful response is not to argue labels; ask how this specific opportunity pays typical participants after expenses.

Last reviewed: 2026-06-14