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Someone pitched me an MLM. What should I do?

Take a breath. You do not need to decide today. A good decision can survive a quiet review of the written facts.

Last reviewed: 2026-06-14

Short answer: Do not pay, buy product, subscribe, attend a paid event, or contact friends and family until you have read the income disclosure, expense list, compensation plan, and cancellation rules.

Income disclosure means a document showing what people typically earn. A compensation plan means the rules for how participants are paid.

Start here:
  • You do not need to decide today.
  • You can ask for written documents.
  • A serious opportunity can survive a pause.
  • You can protect the relationship and still say no.

First, slow the decision down

Pressure can make ordinary questions feel rude. They are not rude. You are allowed to ask how typical participants do, what expenses are common, and how to leave if it does not work for you.

Ask for four documents

Look for the missing number

The number you need is not only what someone received from the company. The useful number is net income after expenses for people who started at a similar time and level.

Net income means money left after expenses.

If the pitch came from someone you care about

You can protect the relationship and still protect your decision. Ask for written documents, take time, and avoid debating personal stories. A sincere person can still have incomplete information.

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If they named a company

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