Guide

Gross Income Is Not Profit

A payment from a company is not the same thing as money kept after costs.

Last reviewed: 2026-06-14

Short answer: Gross income is money received before expenses. Profit is what remains after ordinary costs such as product, fees, tools, events, travel, taxes, and unsold inventory.

Gross income

Gross income is money received before subtracting expenses. In income-opportunity materials, it may include commissions, bonuses, or other compensation from the company.

Net income after expenses

Net income is what remains after ordinary costs. For an MLM participant, costs may include joining fees, product purchases, samples, shipping, websites, payment processing, ads, mileage, event tickets, hotel stays, meals, training, subscriptions, taxes, and unsold product.

Inventory and time

Inventory that has not been sold is not the same as profit. Time also matters. A participant can receive some compensation and still earn less than minimum wage after expenses and hours worked.

A simple worksheet

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