Company-specific checklist
Someone pitched me MONAT. What should I ask?
If someone invited you to join MONAT or sell its products, you can slow the decision down and ask for written information first.
If you only have five minutes:
- Do not pay during the pitch.
- Ask for written documents before another meeting or purchase.
- Compare any earnings claim with costs, refund rules, and cancellation deadlines.
If you are being pressured right now: You can pause the conversation without debating the opportunity. Ask for written documents, take time away from the pitch, and decide later.
- Do not pay during the first conversation.
- Ask for the documents listed below.
- Use a script if you need more time.
Documents to request before paying
Ask for these in writing:
- The current income disclosure or earnings statement.
- The compensation plan or business plan.
- A full first-year and recurring expense list.
- The refund, cancellation, subscription, and inventory return rules.
You can ask to read these away from the pitch before paying, ordering product, joining a subscription, attending a paid event, or contacting friends.
- The current U.S. income disclosure.
- The compensation plan and Market Partner policies.
- A list of common costs, including product, samples, shipping, events, renewal fees, and travel.
- The written refund, cancellation, and return rules.
Common costs to check:
- Product, samples, shipping, and taxes.
- Starter kits, renewal fees, websites, apps, or back-office tools.
- Training, events, tickets, travel, meals, lodging, and childcare.
- Advertising, giveaways, displays, packaging, or payment fees.
- Licensing, exam prep, background checks, or required continuing education.
- Unsold inventory and unpaid time.
Gross income is not the same as money kept after these costs.
Questions to ask in writing
- Does the disclosure show net income after expenses, or gross earnings before expenses?
- Which rank includes most Market Partners, and what is the median at that rank?
- What product or tools are commonly bought by new Market Partners?
- Can I review the documents before another meeting or purchase?
What this does not prove
Being invited to join MONAT does not prove anything improper about the company or the person who contacted you. It is a reason to compare gross earnings with ordinary expenses before spending money.
Read next
Sources
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Company disclosure
MONAT USA 2025 Income Disclosure Statement
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Regulator guidance
Business Guidance Concerning Multi-Level Marketing
Correction request
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