Question
Should I put an MLM starter kit or product order on a credit card?
What to do next:
- Wait until you have the income disclosure and expense list.
- Read the refund, cancellation, autoship, and return rules.
- Use the expense worksheet before paying for a kit, event, or product order.
Why this matters
This is not personal financial advice. The general risk is simple: if income is uncertain and costs are charged today, interest can make the real cost higher.
A written refund policy, income disclosure, and expense list can help you decide away from the pressure of the pitch.
Questions to ask before joining
- What will this cost if I carry the balance for several months?
- Can I return or cancel everything I am buying?
- What did typical new participants keep after expenses?
Related recruiting phrases
Helpful next pages
- Someone pitched me an MLM. What should I do?
- Before You Join an MLM
- Before You Pay
- Documents to request before joining an MLM
- MLM expense worksheet
- Scripts you can use
Sources
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Regulator guidance
Multi-level Marketing Businesses and Pyramid Schemes
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Regulator guidance
Business Guidance Concerning Multi-Level Marketing